Someone here suggested WERO, we read about it and have just activated it in our bank. It was very simple and took 2 or 3 clicks.
An all-in-one digital wallet solution:
Wero is a new European payment system designed to modernize the way we handle transactions across the continent. Launched in 2024, it aims to unify various national payment solutions into a single platform.
Wero is the brainchild of the European Payments Initiative (EPI), a consortium of 16 European banks. The initiative was born out of a need to create a sovereign and unified payment solution for Europe, reducing dependence on non-European payment systems like Visa & Mastercard.
With Wero, sending money to friends and family will be much easier because it allows you to send and receive €€ instantly using just an email address, phone number, or QR code. No more IBANS, 3 days of waiting to receive etc.
It's also a good alternative for Paypal and it is designed to replace several national payment solutions, including Giropay
, Paylib
, Payconiq
and iDEAL
which not always work cross-borders.
The roadmap is full of features to be implemented like online and in-store payment.
For the moment, it's available only in Germany, France and Belgium.
Website: https://wero-wallet.eu
@ueeu We have a nicely working system like this called Blik in Poland. It's made by a consortium of banks and Mastercard. I don't know exactly how it's organised because one of those banks for example is ING but I don't know if "main dutch ING" or polish branch only? However things not-so-great about it would be Mastercard (not exactly european although with some EU capital if I'm not wrong..?) plus it requires either Google proprietary Android or iOS to work so again - "murican" techbros :(
Ah cool, we searched here about it and found many articles talking about WERO and BLIK, there is a real possibility that they will one day integrate to each other:
https://thefinanser.com/2024/10/could-polands-blik-be-core-to-the-eus-future-payment-service
@ueeu Sounds great. Now let's hope this part of european tech independece would not start with "first install murican tech bro spyware called android on your phone" only to "be later able to pay contactlessly via Mastercard" ;D Cos for now, (however it works great) it is completely dependent on american big tech an neither me with Linux phone, nor even guys seeking tech independence with more mainstream AOSP based Android forks (Graphene, eOS etc) are unable to use it at all.