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#indebtedness

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Dennis Alexis Valin Dittrich<p>Earn More Tomorrow: <a href="https://fediscience.org/tags/Overconfidence" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Overconfidence</span></a>, Income Expectations and Consumer <a href="https://fediscience.org/tags/Indebtedness" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Indebtedness</span></a> <a href="http://d.repec.org/n?u=RePEc:diw:diwwpp:dp2065&amp;r=exp" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">http://</span><span class="ellipsis">d.repec.org/n?u=RePEc:diw:diww</span><span class="invisible">pp:dp2065&amp;r=exp</span></a><br>"… participants with higher income expectations initially borrow more. Overconfident participants scale back their consumption after income feedback. However, they remain in higher <a href="https://fediscience.org/tags/debt" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>debt</span></a> at the end of the experiment, which has real financial consequences."<br><a href="https://fediscience.org/tags/ExperimentalEcon" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ExperimentalEcon</span></a> <a href="https://fediscience.org/tags/BoundedRationality" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>BoundedRationality</span></a></p>
MKSinSA<p>God I hate <a href="https://social.vivaldi.net/tags/FICO" class="mention hashtag" rel="tag">#<span>FICO</span></a> scores and their silly formulations. Paid off my car and house only to be penalized for doing so. Their excuse is that any &#39;closed account&#39; diminishes one&#39;s ability to prove you can pay a debt regularly.</p><p>The enslavement of debt is their gospel and, I gotta say, is something we&#39;re now schooled to buy into.</p><p>The <a href="https://social.vivaldi.net/tags/indebtedness" class="mention hashtag" rel="tag">#<span>indebtedness</span></a> cycle is disgusting and I&#39;m so done with it all!</p><p><a href="https://social.vivaldi.net/tags/PersonalFinance" class="mention hashtag" rel="tag">#<span>PersonalFinance</span></a> <a href="https://social.vivaldi.net/tags/Finanace" class="mention hashtag" rel="tag">#<span>Finanace</span></a> <br /><a href="https://social.vivaldi.net/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a></p>
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